Drought-tolerant seeds are designed to protect farmers from moderate, mid-season drought, but can still fail when conditions are severe. In Tanzania and Mozambique the project paired drought-tolerant maize (DTM) with index insurance designed to protect farmers when even drought-tolerant seeds fail.
The project generated resilience in two ways. DTM effectively maintained yields during mid-season droughts. After severe droughts, DTM bundled with insurance helped farmers recover from their losses and return production to even higher levels than in the year before the drought.